If you’re critically ill, the last thing you want to worry about is how to pay the bills

The Critical Illness Plan can pay a lump-sum benefit directly to the insured upon diagnosis of a covered life-threatening condition.

Why choose this program?

  • Canadians are more confident about physically surviving a critical illness than financially surviving it.
  • The average cost of a single course of treatment with newer cancer drugs is $65,000. You could receive up to $1,000,000 upon diagnosis of life-threatening cancer, heart attack, stroke or one of up to 15 other common covered conditions.
  • Affordable rates exclusive to engineering professionals and their spouses.
  • Ten percent savings on premiums for coverage of $125,000 or more.
  • Return of premiums if you die while the policy is in force and you have not received, or are not eligible to receive, a critical illness benefit.
  • Health Service Navigator® gives you free access to world-class medical second opinions and medical coordination services, even if you are not making a claim.

Program details

  • Two types of coverage, Essential or Enhanced, cover six or 18 conditions, respectively
  • Ten percent savings for coverage amounts of $125,000 or more
  • Premiums waived if you become totally disabled for three continuous months before age 65
  • Premiums returned if you die without making any claims under this Plan

To help meet the costs associated with surviving a serious illness, you and your spouse may apply for benefit amounts between $25,000 and $1,000,000 for either of two coverage types:

Conditions Essential Enhanced
Life-threatening Cancer yes checkmark yes checkmark
Heart Attack (Myocardial Infarction) yes checkmark yes checkmark
Stroke yes checkmark yes checkmark
Coronary Artery Bypass Surgery yes checkmark yes checkmark
Kidney Failure yes checkmark yes checkmark
Major Organ Transplant yes checkmark yes checkmark
Blindness   yes checkmark
Deafness   yes checkmark
Multiple Sclerosis   yes checkmark
Paralysis   yes checkmark
Coma   yes checkmark
Burns   yes checkmark
Loss of Speech   yes checkmark
Motor Neuron Disease   yes checkmark
Aortic Surgery   yes checkmark
Alzheimer’s Disease   yes checkmark
Parkinson’s Disease   yes checkmark


To sign up or for information about an existing policy, contact Manulife

graphic of phone  Manulife Client Services: 1-877-598-2273

graphic of globe  Manulife Website